Konvi is an auction-first investment platform that gives users access to fractional opportunities in real assets such as watches, jewellery, art, comics, property, and other collectibles. Konvi allows investors to participate in these opportunities starting from only €250.

What does “auction-first” mean?

Konvi opportunities are built around real auction events. Users participate in a minimum bid on a specific asset before it goes to auction. From there, the outcome depends on what happens during that auction.

If bidding goes higher, investors receive their share of the auction upside. If it does not, the investor group may acquire the asset instead.

What am I actually investing in?

You are investing in a share of a real auction opportunity tied to a specific asset.

Depending on the outcome, this becomes either:

• a share of the auction upside, or
• a share of the asset itself

Konvi gives users access to real auction opportunities in assets that are usually difficult to access individually.

The model is built around five core advantages:

1. Access to high-quality opportunities

Konvi gives users access to assets that are typically sold through specialist auction houses and expert networks, markets that are often difficult to access without significant capital or industry relationships.

2. Faster potential outcomes

Because opportunities are built around live auction events, outcomes can happen much faster than in traditional buy-and-hold models. If bidding goes higher, returns can be realised shortly after the auction settles.

3. Stronger price discovery

Auctions test demand in real time in some of the most liquid and credible venues for these asset classes. That gives users clearer market validation from the start.

4. Better entry points if an asset is acquired

If bidding does not go higher and the group acquires the asset, that usually means the entry point was strong enough to make acquisition attractive in the first place.

5. Access to real assets beyond traditional markets

Konvi offers exposure to physical, collectible, and often non-correlated assets that behave differently from traditional markets such as stocks or crypto.

Konvi is designed to make it easier to access real asset opportunities that are brought to market through live auctions.

Each opportunity is presented in the Konvi app, including the asset, the auction context, the relevant auction house or partner, the investment structure, and the possible outcomes.

Users can review the details and choose how much they want to invest from the stated minimum amount.

Once an opportunity is fully funded, investors are shown the final terms and vote on whether to proceed. If approved, Konvi places the guarantee or minimum bid on behalf of the investor group.

From there, one of two things happens:

• If bidding goes higher at auction, the asset sells and users receive their share of the upside.
• If bidding does not go higher, the investor group acquires the asset and users become fractional co-owners through the legal ownership structure for that opportunity.

If an asset is acquired, Konvi and its partners handle authentication, custody, insurance, and ongoing administration. Investors continue to hold their fractional ownership and vote on key decisions such as whether and when to sell.

When the asset is eventually sold, proceeds are distributed to investors in proportion to their ownership.

Konvi is built around real assets, specialist partners, and a legal structure designed to separate investor interests from Konvi itself.

Konvi works with experienced partners, including auction houses and category specialists, to source and structure opportunities. Each opportunity is tied to a real asset and a defined auction process rather than a purely theoretical investment idea.

Where investors acquire an asset, ownership is held through a separate legal structure for that opportunity. This is designed so that investor ownership is tied to the asset itself, not to Konvi’s own balance sheet.

As with any investment platform, “safe” does not mean risk-free. It means the structure, counterparties, and process are designed to give users transparency and protection appropriate to the model.

Konvi is not regulated as a bank or investment firm.

Konvi is registered as a Schedule 2 Firm with the Central Bank of Ireland for the purposes of anti-money laundering and counter-terrorist financing compliance. This means Konvi is required to meet relevant obligations in those areas, including customer verification and related controls.

That registration should not be understood as the same thing as being authorised as an investment firm or deposit-taking institution.

Konvi works with experienced partners and category specialists to identify opportunities that are suitable for the auction model.

When selecting opportunities, Konvi looks at factors such as:

• rarity
• provenance
• condition
• brand or artist significance
• expected auction performance
• quality of the auction venue or partner
• attractiveness of the minimum bid or guarantee level

The goal is to bring users opportunities where the auction setup, asset quality, and entry level make sense together, not simply to list assets for the sake of activity.

Konvi works with a network of experienced partners, including auction houses, dealers, and specialists across different asset categories.

Partners are selected based on their relevant expertise, track record, market credibility, and ability to bring strong opportunities to market through real auction events.

This matters because different asset classes require different specialist knowledge. A strong watch partner is not automatically a strong art partner, and vice versa. By working with relevant specialists in each field, Konvi can access a broader range of quality opportunities and structure them more effectively.

Konvi focuses on real, tangible assets that are commonly sold through specialist auction houses and expert markets.

These may include categories such as:

• watches
• jewellery
• art
• comics
• other luxury collectibles
• selected property opportunities

The exact mix can evolve over time depending on the opportunities available and the partners involved.

Konvi may from time to time take a stake in an opportunity for operational or structuring reasons.

Where that happens, the intention is to keep investor decision-making separate. Konvi’s own stake should not override or distort the voting rights of other investors, and Konvi may waive voting rights where appropriate.

Any Konvi participation should be handled in a way that preserves fair treatment for users and keeps the ownership structure transparent.

Konvi was built by a team focused on making access to alternative real assets more open, structured, and scalable.

The platform combines product, technology, and market expertise to lower the barrier to participating in opportunities that have traditionally been difficult to access without significant capital or industry connections.

The aim is simple: make participation in high-quality real asset opportunities more accessible, while keeping the process clearer and easier for investors.

A Boosted Auction is a promotional version of a standard Konvi auction opportunity, typically designed for new users.

It follows the same core structure as a normal auction:

• investors pool funds behind a real auction opportunity tied to a specific asset
• if bidding goes higher, investors receive their share of the upside
• if it does not, the investor group may acquire the asset

The difference is that the promotional structure enhances the upside for the eligible user, while keeping the underlying auction mechanics the same.

The exact terms of any Boosted Auction, including eligibility, limits, and promotional multiplier, are always provided within the specific opportunity.

Boosted Auctions are not a separate product.

They are a promotional layer applied to selected Konvi auction opportunities, usually to make a first experience more attractive for eligible users.

Underneath that promotion, the structure is still the same Konvi auction model:

• a real asset
• a real auction
• two possible outcomes: auction upside or asset ownership
• the same core process, risks, and mechanics as a standard auction

Fractional ownership means a group of investors collectively owns an asset, with each investor holding a share of that ownership.

On Konvi, this can happen when an auction does not go above the guaranteed level and the investor group acquires the asset instead.

Each investor then owns a proportional share through the legal ownership structure for that specific opportunity.

When you invest in a Konvi opportunity and the investor group acquires the asset, your ownership is held through the legal structure created for that opportunity.

That structure holds the asset on behalf of all participating investors, and you own a fractional share within it based on your participation.

This means your ownership is tied to the asset and the relevant ownership vehicle, not to Konvi’s own corporate assets.

The legal documentation for each opportunity is made available in the Konvi app.

The timing depends on what happens at the auction.

If bidding goes higher than the guarantee

This is the shorter outcome. Once the auction settles and funds are processed, users receive their share of the auction upside.

If the investor group acquires the asset

This becomes a longer-term ownership position. The asset is held and managed until a future sale takes place, at which point proceeds are distributed to investors according to their ownership share.

So in simple terms, some outcomes can be relatively fast, while others move into a longer-term ownership and exit process.

Fees depend on the structure of the specific opportunity and what happens at the auction.

If bidding goes higher at auction

If another bidder goes higher and the opportunity ends in auction upside rather than asset ownership, the fee treatment may differ from ownership scenarios. The exact economics are shown in the opportunity details.

If the investor group acquires the asset

If the asset is acquired, Konvi may charge fees related to sourcing, structuring, custody, insurance, administration, and ongoing management.

Additional payment-related or entry-related fees may also apply depending on payment method and opportunity structure.

Full fee details are always provided in the relevant Key Information Document and opportunity materials before you invest.

If an opportunity results in asset ownership, investors participate through the ownership structure created for that opportunity and can vote on key decisions.

Depending on the structure, this may include decisions such as:

• whether to proceed with the acquisition
• whether and when to sell
• whether to accept an offer
• other major decisions relating to the asset

Konvi manages the process operationally, but ownership-related decisions are made collectively according to the voting framework described for that opportunity.

Yes. All investing involves risk, and Konvi is no exception.

The main risks include:

• auction outcomes may differ from expectations
• asset values can rise or fall
• if an asset is acquired, the holding period may be longer than expected
• liquidity is not guaranteed
• past performance is not a guarantee of future results

Konvi is built around real assets and defined structures, but that does not remove investment risk. Users should review the opportunity details, legal documents, and risk disclosures carefully before investing.

Where an asset is owned through a separate legal structure, that is designed to protect ownership from being mixed with Konvi’s own liabilities, but it does not eliminate market or investment risk.

Konvi provides investors with account and investment reporting within the platform.

Users can access their statements through the app, including portfolio-related information and wallet-related activity where available.

Tax treatment depends on the user’s own circumstances and jurisdiction. Konvi can provide account information and statements, but users should rely on their own tax adviser where tax reporting or treatment is unclear.

When you invest in a Konvi opportunity, you are participating in a fractional auction opportunity alongside other users.

From there, there are two possible outcomes:

• If bidding goes higher than the guarantee at auction: the asset sells, and you receive your share of the auction upside once the auction settles.
• If bidding does not go higher: the investor group acquires the asset, and you become a fractional owner through the legal structure for that opportunity.

If an asset is acquired, it is then held and managed until a future sale takes place. Investors vote on key decisions such as whether and when to sell. When the asset is eventually sold, your share of the proceeds, after any applicable fees, is returned to your Konvi account.

This means Konvi can offer both shorter-term auction outcomes and longer-term ownership outcomes, depending on how the opportunity resolves.

Any person aged 18 or older who is eligible under Konvi’s onboarding and compliance requirements can use the platform.

At the time of signup, Konvi may make the platform available to users from selected countries and regions, subject to legal, operational, and compliance requirements. Availability may change over time.

The most accurate view of eligibility is always shown during onboarding in the Konvi app.

You pay for your order through Konvi’s secure payment flow.

Available payment methods may include:

• card payments
• digital wallets such as Apple Pay or Google Pay
• SEPA Direct Debit
• available funds in your Konvi Wallet

Accepted payment methods may vary depending on your location, device, and the specific checkout flow shown in the app.

If fees apply to a payment method, they are shown before you complete your order.

Yes. Konvi provides investors with account statements directly in the app.

These may include:

• Portfolio Statement – showing details related to your investments, holdings, exits, and any income paid on eligible assets
• Wallet Statement – showing transactions to and from your Konvi Wallet, including payments, exits, income, and withdrawals

Where available, statements can be downloaded in supported formats such as PDF or CSV directly from the app.

Konvi Investor Status is a tiered status system based on the current value of the assets you actively hold on Konvi.

It helps determine things such as:

• your tier on the platform
• eligibility for passive income
• access to certain platform benefits
• the level of access or support linked to your status

Investor Status is a live platform feature and updates automatically as your qualifying portfolio changes.

Investor Status is calculated based on the current value of the assets you actively own on Konvi.

What typically counts toward Investor Status:

• active eligible holdings on Konvi
• fractional ownership across supported asset types
• assets that are still currently held in your portfolio

What typically does not count:

• cash in your Konvi Wallet
• withdrawn funds
• assets that have already exited
• discounts, vouchers, or promotional credits
• historical investment volume on its own

Only current eligible holdings are used for the calculation shown in the app.

Investor Status updates automatically based on your qualifying portfolio value.

Upgrades If your portfolio crosses the threshold for a higher tier, your status upgrades automatically and any linked benefits apply from that point onward.

Downgrades If your portfolio falls below a tier threshold, your status may be reduced. Downgrades are not necessarily immediate and may include a grace period designed to avoid constant switching due to short-term changes.

If your status changes, the most accurate tier and related information are always shown in the app.

Passive income is a payout feature linked to eligible holdings and Investor Status.

It is paid into your Konvi Wallet and may vary depending on factors such as:

• the assets you hold
• your portfolio size
• asset type and structure
• asset performance where relevant

Passive income is not guaranteed and should not be understood as a fixed rate. Where available, the current details are shown in the app.

Higher Investor Status tiers may unlock additional platform benefits.

Depending on the tier, these may include:

• higher passive income potential
• reduced platform fees
• priority or early access to selected opportunities
• enhanced support
• other tier-linked platform benefits or experiences

Benefits are not retroactive. They apply from the point your tier is reached and may no longer apply if your status later drops after any applicable grace period.

The full set of current benefits for each tier is shown in the app.

Yes. Konvi may update Investor Status thresholds, grace periods, benefit structures, or related rules over time.

These changes may be made to reflect how the platform evolves and to keep the system fair, stable, and operationally sustainable.

The current version of the program is always reflected in the app.

Konvi collects personal information only where it is needed to operate the platform, verify users, comply with legal obligations, and support investment-related processes.

Personal data is handled in line with applicable data protection rules, including GDPR where relevant. Information provided during onboarding or verification is used only for legitimate operational, compliance, and service purposes.

For full details on how personal data is collected, used, and stored, please refer to Konvi’s Privacy Policy.

Konvi uses secure processes and third-party providers where appropriate to handle sensitive user information.

Highly sensitive information such as payment details is handled through trusted payment infrastructure rather than being stored directly by Konvi in plain form. Verification-related information is processed only where necessary for compliance and account verification.

Konvi’s handling of personal information is designed to follow applicable legal and security standards, including GDPR-related obligations where relevant.

Yes. Assets connected to Konvi opportunities are stored and handled through trusted specialist partners appropriate to the asset type.

Where an opportunity results in ownership, storage, custody, insurance, and ongoing handling are managed through the relevant specialist structure for that asset. This is intended to help preserve authenticity, condition, and long-term value.

The exact handling arrangements may differ depending on the asset and opportunity.

Payments on Konvi are processed through secure payment infrastructure and approved payment flows shown in the app.

Available payment methods may include card payments, bank-based methods, and wallet-supported flows, depending on the user and checkout context.

If a payment cannot be completed or an opportunity does not proceed under the relevant terms, the handling of funds is governed by the rules and payment flow shown at the time of checkout.