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Konvi allows you to partially own rare, high-end luxury items that would normally not be accessible to you because of high capital requirements, and the lack of accessibility. We, together with our very carefully selected partners, conduct in-depth data-based research to identify and source luxury items with the best investment potential. These assets are then securitized and turned into equity shares to enable partial investment by individuals. Investors can then create custom diversified portfolios with Konvi by holding stakes in a variety of asset types such as luxury watches, fine wine, and more. Konvi enables access to the appreciation of rare and exclusive assets starting from only 250€.
Simply due to four main reasons:
1. Appreciation potential: To benefit from great investment opportunities only accessible to wealthy investors.
2. Diversification: To gain access to assets that have a low correlation to traditional investments and hence offer a great diversification tool for your portfolio.
3. Inflation protection: Alternatives increase the long-term, risk-adjusted earnings of your portfolio. They provide a greater opportunity to outperform price rises and increase your purchasing power.
4. Access: To take part in the ownership of the rarest and most sought-after assets in the world.
Appreciation potential: Alternative asset classes such as rare watches, fine wine, art, or whiskey have historically performed very strongly and often outperformed mainstream asset classes such as stocks or bonds. Moreover, their returns have low historical volatility. This is because the luxury brands cut supply when there's less demand, to align with their marketing strategy of selling scarce goods.
Diversification: Every finance book, university course, or investment guidebook stresses the importance of allocating investments across various financial instruments, industries, and other categories to minimize losses. This can be done best by investing in different areas that would each react differently to the same event - areas that are not correlated to another. Unfortunately, not all investment opportunities are accessible to everyone. For example, exclusive assets such as watches require high capital as well as the necessary connections to purchase them. Konvi is solving this problem by working with world-leading industry experts that enable access to these alternative assets and most importantly by making the investment available with a capital of as little as 250€.
Inflation protection: Depending on the investment the extent to which alternatives correlate to the market is significantly smaller compared to traditional investments such as stocks or bonds. Therefore they tend to perform independently and in some cases even counter to the prevailing events in the market. As a result, they are traditionally used in a portfolio as a way of spreading the risk and offer a great tool to hedge against inflation or economic downturns.
Access: Finally, the items we source through our partners are some of the rarest pieces in the world. Sometimes these pieces are limited to only a handful making them very demanded by enthusiastic collectors and most importantly a suitable investment for our community. Democratizing access to alternative assets which have previously only been accessible by accredited and VVIP investors is a mission that unites the Konvi community.
Our goal is to break down the barriers to alternative assets which have previously only been accessible by wealthy investors. To enable this access, Konvi partners with world-leading industry experts to source the rarest and most suitable investment opportunities for its community.
You can find the key information about each investment opportunity that is open or has already been closed in our user-friendly IOS, Android, or Web applications. Before a crowdfunding campaign has started, you can place a reservation of the shares you want to purchase to get priority access to the investment once it's open.
Once the crowdfunding campaign (IAO) opens, you can purchase shares directly via direct bank transfer (SEPA) or credit card. As soon as the IAO is funded, you will become a shareholder in a holding company (Special Purpose Vehicle), whose purpose is owning, managing, and selling one particular asset. The percentage of your shareholding in the company will be reflected by the size of your order. The partner then acquires the asset, which will then be authenticated by an external party. The asset will then be legally owned by all shareholders and will be safely stored and insured with our partners.
At the end of the pre-specified appreciation period, our partner sells the assets within 6 months to their network of buyers and collectors. An asset can also be sold before the appreciation period ends if the sale offer is higher than the predefined target value increase. All net returns are proportionally paid back to all legal shareholders of the holding company. Finally, when the distribution process is completed the company will be dissolved.
At Konvi your trust and safety are prioritized, which is why we ensure that every investor's identity is verified and payments handled securely through a trusted Payment Service Provider.
The Konvi team knows its strengths and weaknesses. We have all purchased assets with positive returns, but we believe industry experts churn the best results. Therefore, we partner with leading investment vehicles such as The Watch Fund. With decades of experience in watch purchases and sales, and a track record of watches returning up to 20% average returns per annum, they are trusted by their customers to manage millions in assets.
When you purchase ownership in an asset, you become a shareholder in a company that buys, owns, and sells one specific asset. This implies the liability of the company you own a stake in is not linked to the liability of Konvi or its partners - giving an extreme example this means in the unlikely event that Konvi goes bankrupt, the separate legal entity will not be affected, and your shareholding of the physical asset will be completely protected.
Yes, we are! We’re proud to be regulated by the Central Bank of Ireland (register code C462206) for the purposes of the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010-2021. As a company monitored by the CBI, Konvi operates to the highest financial standards and guidelines, to protect our customers against unlawful practices such as Money Laundering.
We factor rarity, originality, value, brand significance and additional data-driven factors into every decision we make to acquire assets. We purchase items meeting one or more of the following factors:
We believe asset curation driven by experienced experts and data is more effective than by passion, emotions, and limited brand knowledge. To facilitate the best investment opportunities for our community, Konvi partners up with industry-leading experts in alternative investments. Our experts are carefully selected based on credibility, historical track record, assets under management, and a variety of other factors that ensure the best fit for Konvi and our investors.
With this system, we can ensure that we have specialized expertise in the asset field our investors are interested in and most importantly provide the assets with the best investment potential to our community. To learn more about our partners, check out our current and past investment opportunities via the Konvi App
We are offering access to rare luxury items with chances of high appreciation and returns. Starting off, we are offering high-end limited edition watches, worth at least €100,000. Our reputable partner fund, the WatchFund, has sourced watches with an average historical appreciation of 20% per annum.
Our fine wine portfolio listings are created in collaboration with CultWines. Through our world-leading wine investment partner, we are allowing the Konvi community to get access to the rarest and best-appreciating wines worldwide.
With Konvi, our community is also able to invest in rare spirits such as whisky. Our partner Cask Trade has specialized in the acquisition of the highest-appreciating whisky casks on the market. Our Prime and Supreme Investors can also benefit from special rewards that include an exclusive invitation either to a virtual or physical whisky-tasting event.
Over time we will expand further to make even more alternative asset classes available to the broader population, such as art, handbags, cars, and other collectibles. Subscribe to waiting lists through our app and get notified!
In order to maintain the seperation of ownership between Konvi and the holding company that is created for each asset we do not invest into the funding projects ourselves. We are a marketplace between trusted suppliers and customers and act as a mediating party.
Crowd-ownership is the practice of purchasing a physical or digital asset with capital coming from a large number of people. This way of raising capital has been established for the funding of companies worldwide, and also allows anyone to diversify their financial portfolio with physical assets such as luxury watches or real estate.
Konvi will not own the luxury assets you crowdfund. You will become truly a partial owner! We legalise asset ownership by creating a company whose whole purpose is owning one item. When you purchase ownership in an asset, you become a shareholder in a newly created legal entity that buys, owns and sells one specific asset. This implies the liability of the company you own a stake in is not linked to the liability of Konvi or its partner funds - giving an extreme example this means in the unlikely event that Konvi goes bankrupt, the seperate legal entity will not be affected and your shareholding of the physical asset will be completely protected. You can access the legal documents in the legal section of each luxury asset inside the Konvi app.
The fees Konvi charges its customers are the following:
Any extra fees will not be charged to our users directly. All maintenance costs to cover secure storage, insurance, and management of the assets during the appreciation period will be handled by the holding company created for each asset. These fees will be approximately between 1-4% p.a. of the sale price depending on the type of asset that has been funded. For example, multiple casks of wine require more storage space than e.g. a single bottle and hence could be associated with a potentially higher fee.
Konvi works closely with renowned and established partners that can facilitate the most suitable investment for our community. As our partners source assets on demand, they are abe to select the optimal investment opportunity after the funding project has been completed, and hence adjust the investment decision to the most recent market conditions. Since our partners can prove years of experience in their particular industry they prevail by not only utilizing advanced analysis tools but most importantly the necessary relationships to source the best item.
For example, in the case of watches, our partner WatchFund does not communicate the timepiece in advance to avoid that the market and the watch price is influenced.
Konvi is a facilitator between the carefully selected investment opportunities of the partners and the budget of small-scale investors and hence will act as a mediator to avoid a conflict of interest between both parties.
For every asset that is going to be funded a holding company is created. This holding company's purpose is to own, manage, and sell one particular asset. When you invest in an asset, you become the shareholder in this holding company in proportion to your subscription. Since its entire value is composed of the asset it is holding, you obtain rights to the share of the value of the asset.
All shareholders of the company have legal ownership of the asset in their vest of shareholders, and Konvi does not hold any stake. This implies the liability of the company you own a stake in is not linked to the liability of Konvi or its partners and Konvi investors can benefit from a clear separation of ownership.
All investments carry risks and while we partner with funds that have historically performed well, crowd-ownership of luxury assets is no different, so it's important that you understand them. The value of your assets can fluctuate—in both directions. Furthermore, while past performance can be an indicator it does not guarantee future returns.
On the primary market, there is no guarantee the item is sold at the predicted price - it can be both higher or lower. For more detailed information on possible risks please refer to our risk notice.
When you purchase ownership in an asset, you become a shareholder in a company that buys, owns, and sells one specific asset. This implies the liability of the company you own a stake in is not linked to the liability of Konvi or its partner funds - giving an extreme example this means in the unlikely event that Konvi goes bankrupt, the separate legal entity will not be affected and your shareholding of the physical asset will be completely protected. For more detailed information on possible risks, please refer to our risk note.
Yes, but only when necessary for your reporting purposes. As a shareholder, you will be notified when we will file or receive documents.
Any person, 18 years or older, who is an EEA (European Economic Area) resident can crowd-own assets on Konvi’s platform.
To activate your account using your discount, an active code should be added in the referral section during your onboarding into the Konvi app. If you received a link, the code will be in most cases pre-filled. If not, feel free to input it manually. After signing up, you can view the credited discount in your portfolio tab.
Your discount will be converted into funds when you make an order using it. It will be automatically applied at checkout. You can then withdraw funds when exiting your investment.
The discount cannot be withdrawn into your bank account, it can be only claimed through an order.
You will pay for your order directly through a secure payment gateway. We accept VISA, Mastercard, American Express, and SEPA Direct Debit. Credit/Debit card transactions incur a small fee of 1%.
Your payment (excl. fees) is transferred directly to the legal entities created to determine your partial ownership of the asset.
If you reserve your shares prior to the official opening of a new Initial Asset Offering (IAO), you will not have to commit to any payment at that stage. In fact, reserving shares will allow you to receive a "priority access right" to the IAO as soon as the funding opens, which means de facto that we will hold back the amount you reserved for any other investors for 5 days. Thus, you will have 5 days to finalize your reservation with no risk of the item being fully funded and you miss out on your opportunity.
There are three options:
If you know under each email your social login is, you can always log in via email, and it will connect to the same account. Your account will then be connected through both your social account and your email.
If you'd like your account to be connected to another email, feel free to contact our support - we're happy to assist you. Just email us at firstname.lastname@example.org, and we will sort it out.
To finalize crowdfunding, you are legally required to provide extra information. The collection and use of your personal data exclusively take place within the limits of statutory provisions and in consideration of the current European data protection laws (GDPR).
You will then become a shareholder of an SPV (Special Purpose Vehicle). The government requires information such as name, address, proof of address, and nationality, which are held securely and not shared with the public.
The partnering fund purchasing an item is responsible for safe storage and maintenance. Their decades of experience in investment-grade watches assure optimal storage conditions. They understand that proper storage is critical to growing long-term value. For watches, the WatchFund has decided for the items to be held in a vault provided by Malca Amit, which are experts in storing luxury goods. Since we make money only when you do, it’s in our best interest to manage the assets under the highest standards.
The financial transaction will be performed securely through Stripe, one of the most trusted payment service providers in the world. We accept payments through SEPA, Visa, Mastercard, and American Express. The money charged upfront will never be held in Konvi's bank accounts - they are transferred directly to the holding entity.
When the funding target is reached, the full amount will be directly transferred from the holding entity (SPV) to the supplier (WatchFund), according to a signed contract between the two parties. If the funding target is not reached, you will receive a 100% refund.